HI, I’M Emil Canchola

Your Conventional
Loan Specialist!

Emil Canchola
Trusted Mortgage Loan Advisor
(714) 658-7623
1805 East Garry Avenue, Santa Ana, CA 92705
FEATURES & BENEFITS

The home loan solution you’ve been searching for.

Conventional loans are offered by private lenders and backed by private mortgage insurance companies. They've got some strict credit and income requirements, but if you can make the cut, there are some sweet perks waiting for you.

Lower interest rates:

Conventional loans often flaunt lower interest rates than government-backed loans, potentially saving you a boatload of cash over your loan's lifetime.

More flexibility:

Since they're not bogged down by government regulations, conventional loans have more flexibility in terms of loan amounts, property types, and other factors.

Lower upfront costs:

Conventional loans can offer down payments as low as 3%, with private mortgage insurance added to your monthly payments.

HOW IT WORKS

Learn more about
Conventional Loans!

CALCULATE

How much will your loan cost?

Competitive interest rates, low down payments, flexible loan terms, and potentially lower upfront costs and more predictable monthly payments than other mortgage programs!

Enter your loan pricing needs below and we’ll calculate your estimated loan payment.

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Your estimated monthly payment

$456

This result is just an estimate. For a more detailed report schedule a free consultation today.

APPLICATION PROCESS

We Simplify The Process, So You Can Maximize Your Results.

A home loan that can offer you competitive interest rates, low down payments, flexible loan terms, and potentially lower upfront costs and more predictable monthly payments than other mortgage programs. To apply, you just need to follow five simple steps.

1

Get pre-qualified

Get pre-qualified with a mortgage pro like me so you can determine your budget.

2

Find a home

Find a home in your price range and fill out your mortgage application with your mortgage advisor.

3

Credit history review

The lender will review your credit history, employment history, and financial information.

4

Estimate Break Down

If you're approved, you'll receive a loan estimate that breaks down your interest rates, fees, and closing costs.

5

Receive your funding!

Sign your closing paperwork, pay your closing costs, and receive your funding!

HOW IT WORKS

Ready to apply for a Conventional Loan?

A home loan that can offer you competitive interest rates, low down payments, flexible loan terms, and potentially lower upfront costs and more predictable monthly payments than other mortgage programs.

QUESTIONS & ANSWERS

We’re Here To Find You The Answers You Need

What is a conventional loan?
What type of property is eligible for a conventional loan?
What are the requirements for a conventional loan?
What are the benefits of a conventional loan?
Can a conventional loan be used for refinancing an existing mortgage?
How does the loan process work for a conventional loan?
What is the expected timeline for a conventional loan?
OUR TESTIMONIALS

What people say about us

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Want To Learn More About Conventional Loans?

Download the Ebook and Learn More!

LET’S GET STARTED!

Ready to secure a VA Home Loan of your very own?

I am a VA-approved lender and I’ve worked with hundreds of veterans, service members, and their families to help them unlock the door to the home of their dreams.

Emil Canchola
Trusted Mortgage Loan Advisor
(714) 658-7623
1805 East Garry Avenue, Santa Ana, CA 92705
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Emil Canchola
Trusted Mortgage Loan Advisor
NMLS#: 396947, DRE#: 01469086
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Getting approved for a Conventional Loan begins with taking a look at your unique situation.

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Getting approved for a Conventional Loan begins with taking a look at your unique situation.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
1 Emil Canchola emilc@ican-lend.com Arbor Financial Group
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